Chocolate Banana Dessert Smoothie – Rich, Creamy, and Easy
This Chocolate Banana Dessert Smoothie tastes like a milkshake but feels a little lighter and more wholesome. It’s perfect for late-night cravings, a sweet afternoon break, or a quick treat after dinner. You’ll get all the creamy, chocolatey satisfaction without turning on the oven or pulling out a mixer.
It comes together in minutes with everyday ingredients and can be tweaked to suit your taste or dietary needs. If you love dessert but want something simple, this one hits the spot.

Ingredients
Method
- Prep your banana: If you haven’t already, slice a ripe banana and freeze it in a single layer. Frozen banana is key to a creamy, ice-cream-like texture.
- Add liquids first: Pour the milk into the blender. Starting with liquid helps the blades catch the solids and blend smoothly.
- Add the flavor base: Add the frozen banana, cocoa powder, nut butter, vanilla, and a tiny pinch of salt. If your banana isn’t very sweet, add a teaspoon of maple syrup or honey.
- Boost it (optional): Add protein powder, oats, or cinnamon if you like. For a thicker, frostier smoothie, toss in 2–4 ice cubes.
- Blend until silky: Start on low, then increase to high for about 30–45 seconds. You’re looking for a smooth, creamy texture with no banana chunks or cocoa streaks.
- Taste and adjust: If it needs more sweetness, add a little more maple syrup. If it’s too thick, splash in more milk. If you want deeper chocolate flavor, add another half tablespoon of cocoa.
- Serve and finish: Pour into a chilled glass. Top with a swirl of whipped cream, shaved chocolate, or a sprinkle of cacao nibs for crunch if you want that dessert vibe.
Transform Your Body in just 6-Weeks. Get Fit, Save Time, and Eat Smart.
Ready to get real results without long workouts or complicated diets? Our 6-week plan is made for busy people who want quick wins and lasting changes.
Get Your Program TodayWhat Makes This Special

This smoothie leans dessert-like without going overboard on sugar. The natural sweetness of ripe banana does most of the work, while cocoa brings deep chocolate flavor.
A touch of nut butter adds body and richness, making it feel indulgent. It’s cold, thick, and feels like a treat but still offers fiber, potassium, and healthy fats. You can customize it easily with different milks, add-ins, and toppings to match your cravings.
- Thick and creamy: Frozen banana gives a milkshake-style texture without ice cream.
- Easy to customize: Adjust sweetness, add protein, or make it dairy-free.
- Quick: From blender to glass in under 5 minutes.
- Affordable: Uses pantry staples you likely already have.
What You’ll Need
- 1 large frozen banana (sliced before freezing for easier blending)
- 1 cup milk (dairy or non-dairy like almond, oat, or soy)
- 1–1.5 tablespoons unsweetened cocoa powder (adjust to taste)
- 1–2 teaspoons maple syrup or honey (optional, based on sweetness of your banana)
- 1 tablespoon peanut butter or almond butter (for richness; optional but recommended)
- 1/2 teaspoon vanilla extract (optional, for a dessert-like finish)
- Pinch of salt (tiny pinch to enhance chocolate flavor)
- Ice cubes (2–4, optional for extra thickness)
- Optional add-ins: 1 tablespoon chocolate chips, 1 scoop chocolate or vanilla protein powder, a pinch of cinnamon, or 1 tablespoon oats for extra body
- Optional toppings: Shaved chocolate, cacao nibs, whipped cream, or sliced banana
Step-by-Step Instructions

- Prep your banana: If you haven’t already, slice a ripe banana and freeze it in a single layer.
Frozen banana is key to a creamy, ice-cream-like texture.
- Add liquids first: Pour the milk into the blender. Starting with liquid helps the blades catch the solids and blend smoothly.
- Add the flavor base: Add the frozen banana, cocoa powder, nut butter, vanilla, and a tiny pinch of salt. If your banana isn’t very sweet, add a teaspoon of maple syrup or honey.
- Boost it (optional): Add protein powder, oats, or cinnamon if you like.
For a thicker, frostier smoothie, toss in 2–4 ice cubes.
- Blend until silky: Start on low, then increase to high for about 30–45 seconds. You’re looking for a smooth, creamy texture with no banana chunks or cocoa streaks.
- Taste and adjust: If it needs more sweetness, add a little more maple syrup. If it’s too thick, splash in more milk.
If you want deeper chocolate flavor, add another half tablespoon of cocoa.
- Serve and finish: Pour into a chilled glass. Top with a swirl of whipped cream, shaved chocolate, or a sprinkle of cacao nibs for crunch if you want that dessert vibe.
Storage Instructions
This smoothie is best enjoyed right away for maximum creaminess. If you need to store it, pour it into an airtight container and refrigerate for up to 24 hours.
It may thicken as it sits; just stir or re-blend with a splash of milk before drinking. For meal prep, freeze the banana, portion the dry add-ins (like cocoa and oats) in small jars, and assemble when you’re ready.
Why This Is Good for You
- Bananas: Provide potassium, vitamin B6, and fiber. They help with energy and support a balanced mood and muscle function.
- Cocoa powder: Offers antioxidants and deep chocolate flavor without added sugar.
A small pinch of salt and vanilla makes it taste richer.
- Nut butter: Adds healthy fats and a bit of protein, which helps you feel satisfied and keeps the smoothie from tasting too “thin.”
- Choice of milk: Dairy gives protein and calcium; soy milk offers complete plant protein; almond and oat milks keep it light and dairy-free.
It’s still a dessert-style smoothie, so it’s sweeter than a green smoothie—but it’s a thoughtful sweet treat with some nutrients and staying power.
What Not to Do
- Don’t skip the frozen banana: Using a room-temperature banana makes the smoothie runny and less dessert-like.
- Don’t overdo the sweetener: Start small. Ripe bananas are naturally sweet, and cocoa’s bitterness balances things out.
- Don’t add too much ice: A few cubes are fine, but too many will water down the flavor and make it icy.
- Don’t add cocoa last: If you sprinkle cocoa on top mid-blend, it can clump. Add it with the other ingredients before blending.
- Don’t forget the pinch of salt: It sounds small, but it makes the chocolate taste richer and more balanced.
Alternatives
- Dairy-free: Use almond, oat, or soy milk.
For extra creaminess, blend in a spoonful of coconut cream.
- No nut butter:-strong> Swap with sunflower seed butter or tahini. Or skip it and add half an avocado for creaminess.
- Low-sugar:-strong> Skip added sweeteners. Use very ripe bananas.
Add a dash of cinnamon or a drop of vanilla to enhance perceived sweetness.
- High-protein:-strong> Add a scoop of chocolate or vanilla protein powder and reduce sweetener. Greek yogurt can also boost protein and creaminess.
- Mocha version:-strong> Add 1–2 teaspoons of instant espresso or a splash of cooled coffee for a coffeehouse twist.
- Mint chocolate:-strong> Add a drop or two of peppermint extract and top with cacao nibs.
- Kids’ treat: Add a few chocolate chips and finish with a dollop of whipped cream for a “milkshake” moment.
FAQ
Can I use fresh bananas instead of frozen?
Yes, but the texture will be thinner. If you use fresh banana, add a handful of ice and reduce the milk slightly to keep it thick.
For the best dessert-like texture, frozen banana is the way to go.
What kind of cocoa works best?
Unsweetened natural cocoa powder works great for a clean chocolate flavor. Dutch-processed cocoa gives a smoother, deeper taste. Use what you have, and adjust the amount to taste.
How do I make it sweeter without adding sugar?
Use a very ripe banana with lots of brown spots.
A dash of vanilla and a pinch of cinnamon can also make it taste sweeter without more sugar. Oat milk can add natural sweetness too.
Can I make this ahead for breakfast?
You can, but it’s creamiest right after blending. If you need a grab-and-go option, blend it the night before, refrigerate, and re-blend with a splash of milk in the morning.
Or prep smoothie packs with frozen banana slices and cocoa, then blend fresh.
Is there a way to make it thicker?
Yes. Use less milk, more frozen banana, or add a few ice cubes. A tablespoon of oats or chia seeds also thickens it while adding fiber.
Can I skip the nut butter?
Absolutely.
It adds richness, but the smoothie will still be tasty without it. If you want that creamy body without nuts, try a spoonful of sunflower seed butter, tahini, or half an avocado.
What’s the best milk for this smoothie?
It depends on your goal. Whole milk makes it extra creamy and dessert-like.
Soy milk adds plant protein. Oat milk is naturally sweet and smooth. Almond milk keeps it light.
In Conclusion
This Chocolate Banana Dessert Smoothie is simple, rich, and endlessly customizable.
With just a few pantry staples and a frozen banana, you can blend a chocolatey treat in minutes. Keep it classic, turn it protein-packed, or give it a mint or mocha twist. It’s a practical, comforting dessert you can make any time—and it tastes like a little celebration in a glass.
Printable Recipe Card
Want just the essential recipe details without scrolling through the article? Get our printable recipe card with just the ingredients and instructions.