Preheat and prep: Heat the oven to 350°F (175°C). Line a 12-cup muffin pan with paper liners or lightly coat with nonstick spray.
Mash the bananas: In a large bowl, mash the ripe bananas until mostly smooth with a few small lumps.
Whisk wet ingredients: Add the egg, milk, vanilla, maple syrup (if using), and applesauce.
Whisk until well combined.
Combine dry ingredients: In a separate bowl, stir together the rolled oats, oat flour, baking powder, baking soda, cinnamon, and salt.
Mix the batter: Add the dry mixture to the wet mixture. Stir gently until just combined. The batter will be thick and spoonable, not runny.
Fold in any optional add-ins.
Portion evenly: Divide the batter among the 12 muffin cups. Aim for equal portions to keep calories consistent per muffin.
Bake: Bake for 14–18 minutes, or until the tops are set and a toothpick inserted in the center comes out clean or with a few moist crumbs.
Cool: Let the muffins rest in the pan for 5 minutes, then move them to a wire rack to cool completely. This helps them set and stay tender.