Soften the cream cheese. Let it sit at room temperature for 15–20 minutes.
Softer cream cheese blends smoother and prevents tiny lumps.
Blend the base. Add cottage cheese, cream cheese, Greek yogurt, maple syrup (or honey), vanilla, lemon juice, and salt to a high-speed blender or food processor. Blend until completely smooth, 45–60 seconds. Scrape down the sides and blend again if needed.
Taste and adjust. Check sweetness and tang.
Add more maple syrup for sweetness or a few more drops of lemon juice for brightness. A tiny pinch more salt can also wake up the flavors.
Fold in mini chips. Transfer the mixture to a bowl and gently fold in the mini chocolate chips. Don’t blend the chips—you’ll lose texture and risk turning the pudding grayish.
Chill to set. Cover and chill for at least 1 hour, or up to overnight. Chilling thickens the pudding and deepens the cheesecake flavor.
Serve. Spoon into bowls or jars.
For a cheesecake feel, top with a sprinkle of crushed graham crackers, a few extra chips, and a light drizzle of honey.
Store. Keep covered in the fridge. It will stay fresh for several days and firms up more as it sits.