Cook the base: Make your rice or quinoa according to package directions. Fluff with a fork and season with a pinch of salt and a squeeze of lime for brightness.
Sauté the peppers and onions: Heat 1 tablespoon oil in a large skillet over medium-high.
Add sliced onion and bell peppers with a pinch of salt and pepper. Cook 5–7 minutes until lightly charred and tender.
Add aromatics: Stir in garlic and minced jalapeño. Cook 30–60 seconds until fragrant, then remove the mixture to a bowl.
Warm the black beans: In the same skillet, add a drizzle of oil and the rinsed beans.
Season with 1 teaspoon chili powder, 1 teaspoon cumin, 1/2 teaspoon smoked paprika, 1/2 teaspoon oregano, salt, and a small pinch of cayenne if you like it hot. Cook 3–4 minutes, stirring, until hot and slightly glossy. Splash in a tablespoon of water or lime juice to loosen if needed.
Heat the corn: Add corn to the skillet for 1–2 minutes to warm and pick up the spices, or keep it fresh and sweet if using raw kernels.
Prep fresh toppings: Slice avocado, halve tomatoes, and chop cilantro.
Set out lime wedges, hot sauce, and any extras.
Assemble bowls: Add a scoop of rice or quinoa to each bowl. Top with spicy black beans, peppers and onions, corn, tomatoes, and avocado. Finish with cilantro and lime juice.
Adjust to taste: Add salt, pepper, extra smoked paprika, or hot sauce.
A dollop of Greek yogurt or sour cream cools the heat and adds creaminess.